Holistic financial planning, cross-border wealth management and legacy solutions for African individuals, families and businesses, delivered one-to-one by our planners and through the PPW Financial Wellness Portal.
Over two decades in financial services across Africa and Europe, specialising in trusts, holding companies and tax-efficient structures in South Africa and Mauritius.
Your interests first
Every relationship is built on fiduciary principles. Your best interests guide every recommendation.
Independent advice
Recommendations are independent of proprietary products.
Discretion
Your information is handled with discretion and appropriate safeguards.
Your planner, by package
Gold
Financial Planner / Senior Financial Planner
Platinum
Senior or Certified Financial Planner
Diamond
Certified Financial Planner®
CFP® is the global mark of excellence in financial planning. Holders have met strict standards of education, examination, experience and ethics.
Digital solutions
Prefer to plan on your own?
Subscribe to the tools alone, and upgrade to a planner whenever you are ready. The Financial Wellness Portal opens with a 30-day free trial.
Financial Wellness Portal
USD 199
first year · then USD 199 annual renewal
30-day free trial
An AI-supported planning portal built with CFP® professionals and financial-planning academics.
Self-guided — no planner assigned
✓Consolidated views of local and global accounts
✓Comprehensive planning calculators
✓Progress tracking and adviser collaboration in one place
✓Direct interaction with your planner (advisory clients)
✓On-demand portfolio analysis and reporting
✓Masterclasses and financial education for families and executives
Heritage Vault - Single
USD 50
first year · then USD 50 annual renewal
One private vault for your own documents and wishes.
Self-guided — no planner assigned
✓Bank-level encrypted space for family, estate and legacy documents
✓Wills, trusts, powers of attorney, deeds, asset registers and legacy letters
A structured review of finances, goals and gaps, plus progress review.
Yes ✓
Yes ✓
Yes ✓
Self-guided
—
Comprehensive planning report & update
A written analysis of position, objectives, risks and recommended actions.
Yes ✓
Yes ✓
Yes ✓
AI-assisted analysis
—
Behavioural finance coaching
A guided session on money habits and biases, for disciplined choices.
Yes ✓
Yes ✓
Yes ✓
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—
Financial Wellness Portal access
Twelve-month secure access to planning tools, dashboards and tracking.
Yes ✓
Yes ✓
Yes ✓
Yes ✓
—
Heritage Vault access
Secure space for financial and legacy information, not a substitute for a Will.
Yes ✓
Yes ✓
Yes ✓
—
Yes ✓
Personal financial, risk, investment & retirement planning
Professional reviews of budgeting, protection, investments and retirement.
Yes ✓
Yes ✓
Yes ✓
DIY tools & calculators
—
Estate planning
Gathers instructions and coordinates Will drafting or succession advice.
Will-drafting
Estate & succession
Estate & succession
—
Document storage
Cross-border tax planning
Coordinates tax considerations across jurisdictions, with specialist input.
No ✕
Yes ✓
Yes ✓
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—
Cross-border trust planning
Assesses and coordinates trust objectives, governance and legal input.
No ✕
No ✕
Yes ✓
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—
Alternative asset & impact investing
Suitability-led consideration of investments beyond listed shares and bonds.
No ✕
No ✕
Yes ✓
—
—
Family constitution & philanthropy strategy
Facilitated planning for family values, governance and giving priorities.
No ✕
No ✕
Yes ✓
—
—
Planner level
Financial Planner or Senior Financial Planner
Senior or Certified Financial Planner
Certified Financial Planner
Self-directed
Self-directed
Annual fee per employee (excl. VAT)
USD 1,250 yr
USD 2,750 yr
USD 5,250 yr
Included in annual package fee
Digital-only subscriptions can be sponsored as an entry-level benefit for wider staff groups. Free trials run 30 days for both the Financial Wellness Portal and the Heritage Vault. Digital-only plans do not include adviser-led planning.
Client stories
Complex lives, made clear.
Global family succession
Client
Family-business founder with interests in Nigeria and South Africa.
Challenge
Approaching retirement, with mostly real estate across several jurisdictions, family obligations, and potential tax obligations in more than one country.
Approach
A family-wealth strategy covering holding structures, liquidity, investment, governance and support for relatives.
Result
Greater continuity, clearer governance and a coordinated plan for transferring wealth between generations.
Cross-border executive retirement
Client
Retired technology executive with pensions in Kenya, the US and the UAE.
Challenge
Multiple separate arrangements made administration, oversight and reporting difficult.
Approach
A review of consolidation, portability, income planning and portfolio coordination.
Result
A clearer retirement-income strategy and simpler oversight of international pensions.
In their words
“The structured and detailed financial planning process ensured we covered every area of our personal and business financial planning.”
PPW client
South Africa
“Everything was explained with patience and clarity… I now feel confident and comfortable about my retirement income and investments.”
Mr. Tommy Mohajane
Retiree, South Africa
“Their guidance helped me take a more informed and globally diversified approach to building long-term wealth.”
Premus Kika Ade
Head of Facilities Engineering, Addax Petroleum Cameroon
For employers
Invest in your people's holistic financial wellbeing.
Offer the PPW Flagship Financial Wellness Program as an employee benefit. You sponsor it, and our financial planners deliver it one-to-one. There is no programme cost to employees for the package you sponsor.
Attract & retain talent
A distinctive, personal benefit that supports your wider remuneration, retirement and incentive offering.
Focus & wellbeing
Employees with a clear financial plan carry less money worry into the working day.
More from existing benefits
Helps staff understand and use their pension, medical and protection benefits well.
A caring employer brand
A practical, visible commitment to your people's long-term security and their families.
What each employee receives
✓45-minute consultationTo understand each employee's needs and goals
Same per-employee fees as the individual packages, invoiced to the organisation and excluding VAT. Employers can sponsor one package, or two — for example Gold for staff and Platinum or Diamond for leadership.
Trust & questions
Before you subscribe
Payments are processed by a licensed gateway; PPW never stores your card details. Your planning data is encrypted in transit and held in the Financial Wellness Portal under your own account.
Regulated and affiliated across five jurisdictions
Jurisdiction
Status
Regulator
Rwanda
Direct licence
Capital Markets Authority (CMA)
South Africa
Licensed by affiliation, under Masthead Financial Planning (Pty) Ltd
FSCA
United Arab Emirates
By affiliation to NEBA Insurance Brokerage L.L.C
CBUAE
Singapore
By affiliation to NEBA Private Clients PTE Ltd
MAS
Malaysia
By affiliation to NEBA Private Clients Ltd
Labuan FSA
Our values
Client first
We listen before we advise, and align every recommendation with your goals.
Integrity
We communicate clearly, disclose fees, and keep your interests central.
Excellence
Disciplined planning, specialist expertise and robust processes.
Partnership
Relationships designed to last through changing life stages.
African ambition
Local understanding, connected to selected global opportunities.
Our offices
Kigali, Rwanda
Head office · Norrsken House, 1 KN 78 St, Nyarugenge
